Colorado Paycheck Calculator

Payroll estimate

Use this Colorado paycheck estimator to estimate take-home pay after federal income tax, Social Security, Medicare, deductions, and applicable state payroll taxes.

Take-home pay calculator

Enter the annual salary from an offer letter or job listing.

Mode

StateTax year

Annual salary$Annual gross salary before taxes.Filing status

Advanced payroll details

Most people can leave these blank. Use this section if you know your W-4 details or regular deductions.

Pre-tax deductions$Annual amount.401(k) contribution$Annual contribution.HSA/FSA contribution$Annual contribution.Post-tax deductions$Annual amount.Additional withholding$Extra federal withholding per paycheck.Dependents amount$Annual W-4 credit amount.Other annual income$Other annual deductions$Year-to-date wages$

W-4 multiple jobs Supplemental bonus mode

Colorado advanced fields

DR 0004 annual withholding allowance$Annual withholding allowance from DR 0004 line 2. Leave blank to use the DR 1098 W-4 default allowance. Supported by the current input model.Additional Colorado withholding$Additional Colorado withholding per paycheck from DR 0004 line 3. Supported by the current input model.W-4 exemption claimUse only when the employee submitted only IRS Form W-4 and claimed exemption from withholding, and Colorado DOR has not adjusted that claim. Supported by the current input model.FAMLI covered wagesTurn off only when these wages are not subject to Colorado FAMLI premiums or an approved plan means no employee premium is deducted. Supported by the current input model.FAMLI wages year to date$Colorado FAMLI-covered wages already paid this year, used against the 2026 Social Security wage cap. Supported by the current input model.FAMLI employee rate%Employee FAMLI premium rate as a decimal percent. The default is 0.44%; do not exceed the official default employee share unless a later official source supports it. Supported by the current input model.

Colorado-source wage allocation - not configured yet. For nonresident or multistate situations, enter wages already determined to be subject to Colorado withholding. The calculator does not infer workday allocation.

Colorado local OPT/head taxes - not configured yet. Denver and some local taxes are not automatically selected. Use optional local adjustments only when a known local paycheck tax applies.

State-taxable wage percent%Optional: use when only part of this paycheck is taxable to the selected state. Supported by the current input model.State-taxable wage amount$Optional: use when you know the exact paycheck wages taxable to the selected state. Supported by the current input model.Optional local tax percent%Optional: add a local payroll or income tax percentage when you know it applies to this paycheck. Supported by the current input model.Optional local tax amount$Optional: add a fixed local tax amount for this paycheck when you know it applies. Supported by the current input model.Optional employee deduction percent%Optional: add an employee-paid payroll deduction percentage when you know an employer-specific or local deduction applies. Supported by the current input model.Optional employee deduction amount$Optional: add a fixed employee-paid payroll deduction amount for this paycheck. Supported by the current input model.Optional deduction annual cap$Optional: annual cap for the employee deduction when the rule has one. Supported by the current input model.Optional deduction paid year to date$Optional: amount already paid toward the employee deduction cap this year. Supported by the current input model.State-taxable wage percent%Optional: use when only part of this paycheck is taxable to the selected state. Supported by the current input model.State-taxable wage amount$Optional: use when you know the exact paycheck wages taxable to the selected state. Supported by the current input model.Optional local tax percent%Optional: add a local payroll or income tax percentage when you know it applies to this paycheck. Supported by the current input model.Optional local tax amount$Optional: add a fixed local tax amount for this paycheck when you know it applies. Supported by the current input model.Optional employee deduction percent%Optional: add an employee-paid payroll deduction percentage when you know an employer-specific or local deduction applies. Supported by the current input model.Optional employee deduction amount$Optional: add a fixed employee-paid payroll deduction amount for this paycheck. Supported by the current input model.Optional deduction annual cap$Optional: annual cap for the employee deduction when the rule has one. Supported by the current input model.Optional deduction paid year to date$Optional: amount already paid toward the employee deduction cap this year. Supported by the current input model.

Salary

Estimated take-home pay

$61,480.00

annual take-home estimate from $80,000.00 gross annual pay.

23.1% withheld

Tax breakdown chart

Green is take-home pay; the other colours match the tax rows below.

Tax breakdown

Federal income tax$8,770.00

Social Security$4,960.00

Medicare$1,160.00

State/local taxes$3,278.00

State payroll deductions$352.00

Pre-tax deductions$0.00

Post-tax deductions$0.00

How this was calculated

Gross annual pay: $80,000.00
Federal income tax: -$8,770.00
Social Security: -$4,960.00
Medicare: -$1,160.00
State/local taxes: -$3,278.00
Pre-tax deductions: $0.00
Post-tax deductions: $0.00
Estimated take-home pay: $61,480.00

Total taxes: $18,520.00
Taxes and deductions: $18,520.00

This is a standard W-2 paycheck estimate, not a full employer payroll compliance engine.

Methodology Sources Disclaimer Payroll updates

Colorado accuracy and sources

Colorado payroll notes

Includes: 2026 Colorado DR 1098 ordinary wage withholding formula
Includes: DR 0004 annual allowance and additional withholding inputs
Includes: Colorado W-4 default allowance handling when DR 0004 line 2 is blank
Includes: Colorado FAMLI employee premium deduction at the default employee share
Includes: Optional Colorado-source wage and local adjustment inputs
Excludes: Automatic Denver or other municipal OPT/head-tax lookup
Excludes: Automatic multistate workday allocation
Excludes: Approved private-plan or employer-paid FAMLI edge-case compliance
Excludes: Employer filing, deposit, and reconciliation workflows
Excludes: Historical Colorado payroll tax years
Advanced adjustment: colorado.sourceWagePercent
Advanced adjustment: colorado.sourceWageAmount
Advanced adjustment: colorado.optionalLocalTaxPercent
Advanced adjustment: colorado.optionalLocalTaxFixedAmount
Advanced adjustment: colorado.optionalEmployeeDeductionPercent
Advanced adjustment: colorado.optionalEmployeeDeductionFixedAmount
Advanced adjustment: colorado.optionalEmployeeDeductionAnnualCap
Advanced adjustment: colorado.optionalEmployeeDeductionYearToDateAmount
This is a standard W-2 paycheck estimate, not a full employer payroll compliance engine.
Colorado local OPT and head taxes are not automatically selected. Use optional local adjustments only when a known local tax applies.
For nonresident or multistate work, enter wages already determined to be subject to Colorado withholding.
The estimate preserves cent-level Colorado withholding because no explicit Colorado whole-dollar rounding rule was found in the reviewed 2026 sources.
FAMLI uses the default 2026 employee share unless a user-entered rate or coverage toggle changes the paycheck estimate.
Colorado 2026 ordinary withholding uses the official DR 1098 formula.
The calculation supports DR 0004 annual allowance, additional withholding, default W-4 allowance handling, and Colorado exemption input.
FAMLI is included as an employee payroll deduction using the sourced 2026 default employee share and wage cap.
This is a standard W-2 paycheck estimate, not a full employer payroll compliance engine.
Colorado local OPT and head taxes are not automatically selected. Use optional local adjustments only when a known local tax applies.
For nonresident or multistate work, enter wages already determined to be subject to Colorado withholding.
The estimate preserves cent-level Colorado withholding because no explicit Colorado whole-dollar rounding rule was found in the reviewed 2026 sources.
FAMLI uses the default 2026 employee share unless a user-entered rate or coverage toggle changes the paycheck estimate.
Automatic Denver or other municipal OPT/head-tax lookup
Automatic multistate workday allocation
Approved private-plan or employer-paid FAMLI edge-case compliance
Employer filing, deposit, and reconciliation workflows
Historical Colorado payroll tax years

Example calculation

A worker can enter biweekly gross pay, W-4 amounts, pre-tax deductions, and year-to-date wages. The result separates federal income tax, Social Security, Medicare, any verified state tax, total deductions, and net pay.

FAQs

How much will I take home from an $80,000 salary in Colorado?

Use Salary mode, enter $80,000, and compare annual, monthly, biweekly, and weekly estimated take-home pay. Supports 2026 formula estimate. This page estimates a standard W-2 paycheck. Local, multistate, and employer-specific cases may need the advanced adjustment inputs.

Why does take-home pay differ from salary?

Gross salary is reduced by federal withholding, Social Security, Medicare, supported state taxes, and any deductions entered in Advanced payroll details.

Does this calculator verify Colorado withholding?

This is a consumer paycheck estimate for the supported range, not a full employer payroll compliance engine. Supports 2026 formula estimate. This page estimates a standard W-2 paycheck. Local, multistate, and employer-specific cases may need the advanced adjustment inputs.

What taxes are always included?

The calculator includes federal income tax withholding, Social Security, Medicare, and Additional Medicare where applicable.

Are local taxes included?

Optional Colorado-source wage and local adjustment inputs

Should I use salary, hourly wage, or current paycheck mode?

Use Salary for annual job offers, Hourly wage for rate-and-hours estimates, and Current paycheck when you already know gross pay for one pay period.