US Paycheck Calculator

Federal payroll estimate

Enter a salary offer, hourly wage, or gross paycheck to estimate what you will actually take home after federal, FICA, deductions, and supported state taxes.

2026 tax year. Last reviewed 2026-06-26.

Take-home pay calculator

Enter the annual salary from an offer letter or job listing.

Mode

StateTax year

Choose a state to include state tax status.

Annual salary$Annual gross salary before taxes.Filing status

Advanced payroll details

Most people can leave these blank. Use this section if you know your W-4 details or regular deductions.

Pre-tax deductions$Annual amount.401(k) contribution$Annual contribution.HSA/FSA contribution$Annual contribution.Post-tax deductions$Annual amount.Additional withholding$Extra federal withholding per paycheck.Dependents amount$Annual W-4 credit amount.Other annual income$Other annual deductions$Year-to-date wages$

W-4 multiple jobs Supplemental bonus mode

Salary

Estimated take-home pay

$65,110.00

annual take-home estimate from $80,000.00 gross annual pay.

18.6% withheld

Tax breakdown chart

Green is take-home pay; the other colours match the tax rows below.

Tax breakdown

Federal income tax$8,770.00

Social Security$4,960.00

Medicare$1,160.00

State/local taxesNot included

Pre-tax deductions$0.00

Post-tax deductions$0.00

How this was calculated

Gross annual pay: $80,000.00
Federal income tax: -$8,770.00
Social Security: -$4,960.00
Medicare: -$1,160.00
State/local taxes: Not included
Pre-tax deductions: $0.00
Post-tax deductions: $0.00
Estimated take-home pay: $65,110.00

Total taxes: $14,890.00
Taxes and deductions: $14,890.00

Salary examples

Common after-tax salary checks

$60,000 after tax

Enter $60,000 and choose a state to compare annual, monthly, biweekly, and weekly take-home pay.

$80,000 after tax

The default salary starts at $80,000 so job-offer math is visible immediately.

$100,000 after tax

Change the salary to $100,000 to compare withholding, FICA, and supported state status.

How this estimate works

The calculator maps a salary offer, hourly wage, or current gross paycheck into the existing payroll engine, estimates federal withholding from 2026 IRS Publication 15-T, then applies Social Security, Medicare, Additional Medicare where applicable, deductions, and supported state status.

What this estimate includes

Included

Federal withholding estimate
Social Security and Medicare
Additional Medicare where applicable
Pre-tax and post-tax deduction inputs

Not included

Local payroll taxes unless stated
Employer-specific benefit treatment
Garnishments and special payroll cases
Unverified state withholding tables

Methodology Sources Disclaimer Payroll tax updates

Example and assumptions

Example: salary to take-home pay

For an $80,000 salary, Salary mode converts annual salary into annual, monthly, biweekly, and weekly payroll views so you can compare the gross offer against estimated take-home pay.

Assumptions

Federal withholding uses 2026 IRS Publication 15-T tables for 2020-or-later W-4 inputs.
FICA uses 2026 Social Security, Medicare, and Additional Medicare employee withholding rules.
State pages explain whether a state tax estimate is included.

FAQs

How much will I take home from an $80,000 salary?

Use Salary mode, enter $80,000, choose a state, and compare the annual, monthly, biweekly, and weekly take-home tiles.

Why does take-home pay differ from salary?

Gross salary is reduced by federal income tax withholding, Social Security, Medicare, supported state taxes, and any deductions you enter.

Does this include federal tax?

Yes. The calculator estimates federal income tax withholding using the configured 2026 federal payroll tables.

Does this include Social Security and Medicare?

Yes. Employee Social Security, Medicare, and Additional Medicare where applicable are included.

Does this paycheck calculator include state taxes?

The national page prompts you to choose a state. Verified no-income-tax state pages show state status; unreviewed state withholding remains clearly marked.

Why is my actual paycheck different?

Employer benefit rules, local taxes, garnishments, payroll timing, W-4 choices, and state-specific rules can make actual payroll differ from this estimate.

Should I use salary, hourly wage, or current paycheck mode?

Use Salary for annual job offers, Hourly wage for rate-and-hours estimates, and Current paycheck when you already know gross pay for one pay period.