Maryland Paycheck Calculator

Payroll estimate

Use this Maryland paycheck estimator to estimate take-home pay after federal income tax, Social Security, Medicare, deductions, and applicable state payroll taxes.

Take-home pay calculator

Enter the annual salary from an offer letter or job listing.

Mode

StateTax year

Annual salary$Annual gross salary before taxes.Filing status

Advanced payroll details

Most people can leave these blank. Use this section if you know your W-4 details or regular deductions.

Pre-tax deductions$Annual amount.401(k) contribution$Annual contribution.HSA/FSA contribution$Annual contribution.Post-tax deductions$Annual amount.Additional withholding$Extra federal withholding per paycheck.Dependents amount$Annual W-4 credit amount.Other annual income$Other annual deductions$Year-to-date wages$

W-4 multiple jobs Supplemental bonus mode

Maryland advanced fields

Valid MW507 on fileIf Form MW507 is missing, Maryland withholding uses the official one-exemption default. Supported by the current input model.MW507 filing statusFiling status path used for Maryland percentage-method withholding. Supported by the current input model.MW507 exemptionsTotal Maryland withholding exemptions claimed on Form MW507. If MW507 is missing, the calculator uses one exemption. Supported by the current input model.Additional Maryland withholding$Additional Maryland withholding per paycheck requested on Form MW507. Supported by the current input model.Maryland withholding pathSelect the Maryland resident, nonresident, or Maryland-resident-working-in-Delaware path from the official guide. Supported by the current input model.Maryland local withholding rate groupMaryland resident withholding combines state tax with the official local withholding rate group for county or Baltimore City residence. Choose the group that applies to the employee's locality or graduated-rate tier. Supported by the current input model.MW507 reciprocity exemptionUse only when the employee has a qualifying MW507 reciprocity exemption from Maryland withholding. Supported by the current input model.Military spouse exemptionUse only with valid MW507 and MW507M documentation for the calendar year. Supported by the current input model.MW507 exempt claimUse only when the employee has a current valid MW507 exemption from Maryland withholding. Supported by the current input model.Maryland bonus handlingMaryland gives a specific rate for a lump-sum distribution of an annual bonus. Other taxable wage payments use ordinary withholding. Supported by the current input model.

Maryland-source wages - not configured yet. For nonresident or multistate work, enter wages already determined by the employer to be subject to Maryland withholding. The calculator does not infer workday allocation.

Maryland FAMLI - not configured yet. Maryland FAMLI employee payroll deductions begin in 2027, so no 2026 employee FAMLI deduction is applied.

State-taxable wage percent%Optional: use when only part of this paycheck is taxable to the selected state. Supported by the current input model.State-taxable wage amount$Optional: use when you know the exact paycheck wages taxable to the selected state. Supported by the current input model.Optional local tax percent%Optional: add a local payroll or income tax percentage when you know it applies to this paycheck. Supported by the current input model.Optional local tax amount$Optional: add a fixed local tax amount for this paycheck when you know it applies. Supported by the current input model.Optional employee deduction percent%Optional: add an employee-paid payroll deduction percentage when you know an employer-specific or local deduction applies. Supported by the current input model.Optional employee deduction amount$Optional: add a fixed employee-paid payroll deduction amount for this paycheck. Supported by the current input model.Optional deduction annual cap$Optional: annual cap for the employee deduction when the rule has one. Supported by the current input model.Optional deduction paid year to date$Optional: amount already paid toward the employee deduction cap this year. Supported by the current input model.

Salary

Estimated take-home pay

$59,020.30

annual take-home estimate from $80,000.00 gross annual pay.

26.2% withheld

Tax breakdown chart

Green is take-home pay; the other colours match the tax rows below.

Tax breakdown

Federal income tax$8,770.00

Social Security$4,960.00

Medicare$1,160.00

State/local taxes$6,089.70

Pre-tax deductions$0.00

Post-tax deductions$0.00

How this was calculated

Gross annual pay: $80,000.00
Federal income tax: -$8,770.00
Social Security: -$4,960.00
Medicare: -$1,160.00
State/local taxes: -$6,089.70
Pre-tax deductions: $0.00
Post-tax deductions: $0.00
Estimated take-home pay: $59,020.30

Total taxes: $20,979.70
Taxes and deductions: $20,979.70

Methodology Sources Disclaimer Payroll updates

Maryland accuracy and sources

Maryland payroll notes

Includes: Federal withholding
Includes: FICA
Includes: Maryland 2026 percentage-method wage withholding
Includes: MW507 filing status and exemptions
Includes: MW507 additional withholding
Includes: missing MW507 one-exemption default
Includes: Maryland resident local-rate groups
Includes: nonresident special-rate withholding
Includes: Maryland resident Delaware/nonreciprocal-state withholding path
Includes: reciprocity and military spouse exemption switches
Includes: lump-sum annual bonus withholding
Excludes: Historical Maryland withholding years before 2026
Excludes: Regular-method wage-bracket lookup tables
Excludes: MW507P pension, annuity, sick pay, and retirement distribution workflows
Excludes: Gambling and lottery withholding workflows
Excludes: Employer-determined Maryland-source wage allocation
Supports 2026 Maryland wage withholding only; historical Maryland withholding years are not included.
The calculator expects wages entered for Maryland withholding to already reflect any employer-determined Maryland-source wage allocation.
Special withholding workflows for pensions, annuities, gambling payments, disaster-response employers, and noncash wage valuation are outside ordinary paycheck support.
Maryland 2026 withholding uses the official Comptroller percentage method with state and local income tax combined in the state withholding amount.
Maryland resident withholding uses the official local-rate group selected from the employee's county or Baltimore City residence. The calculator asks for the local withholding rate group rather than guessing county tier placement.
Nonresident employees use the official nonresident special-rate path. Maryland residents working in Delaware or another nonreciprocal state can use the official reduced Delaware/nonreciprocal-state path.
Supports 2026 Maryland wage withholding only; historical Maryland withholding years are not included.
The calculator expects wages entered for Maryland withholding to already reflect any employer-determined Maryland-source wage allocation.
Special withholding workflows for pensions, annuities, gambling payments, disaster-response employers, and noncash wage valuation are outside ordinary paycheck support.
Historical Maryland withholding years before 2026
Regular-method wage-bracket lookup tables
MW507P pension, annuity, sick pay, and retirement distribution workflows
Gambling and lottery withholding workflows
Employer-determined Maryland-source wage allocation

Example calculation

A worker can enter biweekly gross pay, W-4 amounts, pre-tax deductions, and year-to-date wages. The result separates federal income tax, Social Security, Medicare, any verified state tax, total deductions, and net pay.

FAQs

How much will I take home from an $80,000 salary in Maryland?

Use Salary mode, enter $80,000, and compare annual, monthly, biweekly, and weekly estimated take-home pay. Supports 2026. This page estimates a standard W-2 paycheck. Local, multistate, and employer-specific cases may need the advanced adjustment inputs.

Why does take-home pay differ from salary?

Gross salary is reduced by federal withholding, Social Security, Medicare, supported state taxes, and any deductions entered in Advanced payroll details.

Does this calculator verify Maryland withholding?

This is a consumer paycheck estimate for the supported range, not a full employer payroll compliance engine. Supports 2026. This page estimates a standard W-2 paycheck. Local, multistate, and employer-specific cases may need the advanced adjustment inputs.

What taxes are always included?

The calculator includes federal income tax withholding, Social Security, Medicare, and Additional Medicare where applicable.

Are local taxes included?

Maryland resident local-rate groups reciprocity and military spouse exemption switches

Should I use salary, hourly wage, or current paycheck mode?

Use Salary for annual job offers, Hourly wage for rate-and-hours estimates, and Current paycheck when you already know gross pay for one pay period.