Gross-to-Net Paycheck Calculator

Payroll estimate

Break gross pay into taxes, deductions, total withholding, and estimated net pay.

Take-home pay calculator

Enter the annual salary from an offer letter or job listing.

Mode

StateTax year

Annual salary$Annual gross salary before taxes.Filing status

Advanced payroll details

Most people can leave these blank. Use this section if you know your W-4 details or regular deductions.

Pre-tax deductions$Annual amount.401(k) contribution$Annual contribution.HSA/FSA contribution$Annual contribution.Post-tax deductions$Annual amount.Additional withholding$Extra federal withholding per paycheck.Dependents amount$Annual W-4 credit amount.Other annual income$Other annual deductions$Year-to-date wages$

W-4 multiple jobs Supplemental bonus mode

Salary

Estimated take-home pay

$65,110.00

annual take-home estimate from $80,000.00 gross annual pay.

18.6% withheld

Tax breakdown chart

Green is take-home pay; the other colours match the tax rows below.

Tax breakdown

Federal income tax$8,770.00

Social Security$4,960.00

Medicare$1,160.00

State/local taxes$0.00

Pre-tax deductions$0.00

Post-tax deductions$0.00

How this was calculated

Gross annual pay: $80,000.00
Federal income tax: -$8,770.00
Social Security: -$4,960.00
Medicare: -$1,160.00
State/local taxes: -$0.00
Pre-tax deductions: $0.00
Post-tax deductions: $0.00
Estimated take-home pay: $65,110.00

No broad state wage income tax.

Total taxes: $14,890.00
Taxes and deductions: $14,890.00

Methodology Sources Disclaimer Payroll updates

Accuracy and sources

Calculator notes

Includes: Federal withholding
Includes: FICA
Excludes: State and local withholding on this variant page
State and local withholding are not included on this national variant page.
Variant paycheck calculator focused on federal withholding and FICA. Choose a state page for state-specific notes.
State and local withholding are not included on this national variant page.
State and local withholding on this variant page

Example calculation

A worker can enter biweekly gross pay, W-4 amounts, pre-tax deductions, and year-to-date wages. The result separates federal income tax, Social Security, Medicare, any verified state tax, total deductions, and net pay.

FAQs

How much will I take home from an $80,000 salary?

Use Salary mode for a federal/FICA estimate. Federal withholding and FICA are estimated. State and local withholding are not included yet.

Why does take-home pay differ from salary?

Gross salary is reduced by federal withholding, Social Security, Medicare, supported state taxes, and any deductions entered in Advanced payroll details.

Does this calculator verify state withholding?

Federal withholding and FICA are estimated. State and local withholding are not included yet.

What taxes are always included?

The calculator includes federal income tax withholding, Social Security, Medicare, and Additional Medicare where applicable.

Are local taxes included?

Local payroll taxes are not included unless a page explicitly says they are supported.

Should I use salary, hourly wage, or current paycheck mode?

Use Salary for annual job offers, Hourly wage for rate-and-hours estimates, and Current paycheck when you already know gross pay for one pay period.