Iowa Paycheck Calculator

Payroll estimate

Use this Iowa paycheck estimator to estimate take-home pay after federal income tax, Social Security, Medicare, deductions, and applicable state payroll taxes.

Take-home pay calculator

Enter the annual salary from an offer letter or job listing.

Mode

StateTax year

Annual salary$Annual gross salary before taxes.Filing status

Advanced payroll details

Most people can leave these blank. Use this section if you know your W-4 details or regular deductions.

Pre-tax deductions$Annual amount.401(k) contribution$Annual contribution.HSA/FSA contribution$Annual contribution.Post-tax deductions$Annual amount.Additional withholding$Extra federal withholding per paycheck.Dependents amount$Annual W-4 credit amount.Other annual income$Other annual deductions$Year-to-date wages$

W-4 multiple jobs Supplemental bonus mode

Iowa advanced fields

Valid IA W-4 on fileIf no signed IA W-4 is on file, Iowa withholding is calculated with zero allowance amount. Supported by the current input model.IA W-4 versionIowa uses current IA W-4 dollar allowances differently from 2023-or-earlier allowance counts. Supported by the current input model.IA W-4 filing statusFiling status and spouse earned-income answer determine the Iowa deduction column for 2024-or-later IA W-4 records. Supported by the current input model.IA W-4 allowance amount$Total allowance dollar amount from current IA W-4 line 7. Supported by the current input model.Legacy IA W-4 allowancesFor a 2023-or-earlier IA W-4, Iowa converts allowance count by multiplying by $40. Supported by the current input model.Additional Iowa withholding$Employee-requested additional Iowa withholding per pay period from IA W-4 line 8. Supported by the current input model.Iowa exempt claimUse only when the employee has a valid IA W-4 exemption claim for the current year. Supported by the current input model.Iowa military spouse exemptionUse only when the employee has a valid IA W-4 military spouse exemption claim. Supported by the current input model.Illinois resident reciprocity form on fileIllinois residents working in Iowa may claim exemption from Iowa withholding with the official Iowa nonresidence statement kept by the employer. Supported by the current input model.Iowa supplemental wage methodIowa applies a 3.8% flat rate to separately paid supplemental wages subject to federal flat-rate withholding and uses the ordinary formula when supplemental wages are included with regular wages. Supported by the current input model.Regular wages for aggregate supplemental$Regular wages used to compute aggregate supplemental withholding when supplemental wages are included with regular wages. Supported by the current input model.

Iowa-source wage input - not configured yet. For nonresident or multistate work, enter wages already determined to be subject to Iowa withholding. The calculator does not infer workday allocation from total wages.

Iowa school district surtax adjustment - not configured yet. Official payroll sources direct affected employees to reduce IA W-4 allowances or request additional withholding; the calculator does not add a separate school district payroll tax.

State-taxable wage percent%Optional: use when only part of this paycheck is taxable to the selected state. Supported by the current input model.State-taxable wage amount$Optional: use when you know the exact paycheck wages taxable to the selected state. Supported by the current input model.Optional local tax percent%Optional: add a local payroll or income tax percentage when you know it applies to this paycheck. Supported by the current input model.Optional local tax amount$Optional: add a fixed local tax amount for this paycheck when you know it applies. Supported by the current input model.Optional employee deduction percent%Optional: add an employee-paid payroll deduction percentage when you know an employer-specific or local deduction applies. Supported by the current input model.Optional employee deduction amount$Optional: add a fixed employee-paid payroll deduction amount for this paycheck. Supported by the current input model.Optional deduction annual cap$Optional: annual cap for the employee deduction when the rule has one. Supported by the current input model.Optional deduction paid year to date$Optional: amount already paid toward the employee deduction cap this year. Supported by the current input model.

Salary

Estimated take-home pay

$62,564.00

annual take-home estimate from $80,000.00 gross annual pay.

21.8% withheld

Tax breakdown chart

Green is take-home pay; the other colours match the tax rows below.

Tax breakdown

Federal income tax$8,770.00

Social Security$4,960.00

Medicare$1,160.00

State/local taxes$2,546.00

Pre-tax deductions$0.00

Post-tax deductions$0.00

How this was calculated

Gross annual pay: $80,000.00
Federal income tax: -$8,770.00
Social Security: -$4,960.00
Medicare: -$1,160.00
State/local taxes: -$2,546.00
Pre-tax deductions: $0.00
Post-tax deductions: $0.00
Estimated take-home pay: $62,564.00

Total taxes: $17,436.00
Taxes and deductions: $17,436.00

Iowa school district surtax is not calculated separately; official 2026 IA W-4 instructions tell affected employees to reduce allowances or request additional withholding.

Methodology Sources Disclaimer Payroll updates

Iowa accuracy and sources

Iowa payroll notes

Includes: Federal withholding
Includes: FICA
Includes: Iowa 2026 ordinary wage withholding formula
Includes: IA W-4 current filing-status deduction columns
Includes: IA W-4 total allowance amount
Includes: 2023-or-earlier IA W-4 allowance-count conversion
Includes: Signed-certificate zero-allowance default
Includes: Iowa exemption and military spouse exemption claims
Includes: Illinois reciprocity nonresidence certificate
Includes: Additional Iowa withholding per pay period
Includes: Separate supplemental flat-rate bonus withholding
Includes: Aggregate supplemental wage withholding with regular-pay context
Excludes: Historical Iowa payroll years before 2026
Excludes: Automatic nonresident or multistate wage allocation
Excludes: Separate school district surtax payroll calculation
Excludes: Nonstandard pay frequencies outside the app's supported pay periods
Historical Iowa years before 2026 are not included in this supported range.
For nonresident or multistate work, enter wages already determined to be subject to Iowa withholding; the calculator does not infer workday allocation from total wages.
Iowa school district surtax is not calculated as a separate payroll tax because official payroll sources direct affected employees to adjust IA W-4 allowances or additional withholding instead.
Iowa 2026 ordinary wage withholding uses the official Department of Revenue formula effective January 1, 2026.
Supports 2026.
The implementation uses payroll withholding formula instructions, not annual individual income tax brackets.
The default calculation assumes a valid current IA W-4 with zero allowance amount and no additional Iowa withholding unless state-specific inputs are supplied.
Historical Iowa years before 2026 are not included in this supported range.
For nonresident or multistate work, enter wages already determined to be subject to Iowa withholding; the calculator does not infer workday allocation from total wages.
Iowa school district surtax is not calculated as a separate payroll tax because official payroll sources direct affected employees to adjust IA W-4 allowances or additional withholding instead.
Historical Iowa payroll years before 2026
Automatic nonresident or multistate wage allocation
Separate school district surtax payroll calculation
Nonstandard pay frequencies outside the app's supported pay periods

Example calculation

A worker can enter biweekly gross pay, W-4 amounts, pre-tax deductions, and year-to-date wages. The result separates federal income tax, Social Security, Medicare, any verified state tax, total deductions, and net pay.

FAQs

How much will I take home from an $80,000 salary in Iowa?

Use Salary mode, enter $80,000, and compare annual, monthly, biweekly, and weekly estimated take-home pay. Supports 2026. This page estimates a standard W-2 paycheck. Local, multistate, and employer-specific cases may need the advanced adjustment inputs.

Why does take-home pay differ from salary?

Gross salary is reduced by federal withholding, Social Security, Medicare, supported state taxes, and any deductions entered in Advanced payroll details.

Does this calculator verify Iowa withholding?

This is a consumer paycheck estimate for the supported range, not a full employer payroll compliance engine. Supports 2026. This page estimates a standard W-2 paycheck. Local, multistate, and employer-specific cases may need the advanced adjustment inputs.

What taxes are always included?

The calculator includes federal income tax withholding, Social Security, Medicare, and Additional Medicare where applicable.

Are local taxes included?

Illinois reciprocity nonresidence certificate

Should I use salary, hourly wage, or current paycheck mode?

Use Salary for annual job offers, Hourly wage for rate-and-hours estimates, and Current paycheck when you already know gross pay for one pay period.